Sunday, June 28, 2009

tips to avoid being scammed

I got this information from home based working mom website which I am a member they are a great resource to add to your arsonal of tools to be successful in your home based career.

Here are some tips for avoiding scams:

1.Research the company and always check them out with the Better Business Bureau. Also check them out with RipOffReport.com and do a search online using the company name and any other information you have to see if you can find posts from others who have worked for or interacted with the company.
2.Ask for at least three references of people they have worked with. Call each person and ask about their experiences with the company.
3.Don’t be fooled by ads claiming you can make large amounts of money in short periods of time. And be cautious of companies that require you to sign up immediately. Usually if it sounds too good to be true; it probably is.
4.Before you invest in a business opportunity, get specific information (in writing) from the company such as how long they have been in business, where they are located (not just a P.O. Box), how many customers they have, what their refund policy is (read it thoroughly), how long it takes to get paid and if there are any restrictions on payments, etc.
5.Try to use your credit card instead of cash if you invest in a business opportunity. That way if you do want a refund, it may be easier to dispute the charges with your credit card company rather than trying to get your money back from the fraudulent company.
6.Be cautious of any employment opportunity that asks for money (such as money for “job” instructions, to test your printer, to see if you are qualified or for an application).
7.Research current scams on web sites such as ScamBusters and Safe From Scams.
8.Contact the National Fraud Information Center or (800) 876-7060 for information.
9.Report any scams or fraudulent companies to the Federal Trade Commission. Also contact your state’s Attorney General and the National Fraud Information Center, PO Box 65868, Washington, DC 20035 or (800) 876-7060.
10.Don’t invest in any opportunity that you are not sure about. Instead, find something that you are interested in and will enjoy doing. (Do what you love, and the money will follow.)

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